数字金融促进制造业企业高质量发展的研究

• 作者： 张金扬 ¹
• 作者单位：
  1.  湖南农业大学经济学院
• 发布时间：2024-09-18

摘要: 传统金融与新兴数字技术相结合的数字金融为制造业企业高质量发展提供了新动力。本文通过研究数字金融促进制造业企业高质量发展的机理，发现数字金融可以通过增加制造业企业经营绩效、推动制造业企业创新升级、引领制造业企业绿色发展作用于制造业企业高质量发展。然而，数字金融在实施过程中面临诸多挑战，存在风险难以控制、数字金融发展不够深入、信息不对称、金融产品缺乏创新以及制造业企业数字化转型程度较低等问题。为了推动数字金融更好地促进制造业企业高质量发展，需要建立完善的监管体系、促进数字金融深度发展、提高金融产品的创新、推动制造业企业数字化转型。

Abstract: By blending traditional financial practices with emerging digital technologies, digital finance provides a new impetus for the high-quality development of manufacturing enterprises. This paper explores how digital fi nance drives the high-quality development of manufacturing enterprises, ultimately determining that digital fi nance can promote the high-quality development of manufacturing enterprises by improving their operational performance, encouraging innovation and upgrading, and guiding them towards green development. Nonetheless, challenges such as uncontrollable risks, insuffi cient development of digital fi nance, asymmetric information, lack of innovation in fi nancial products, and inadequate digital transformation of manufacturing enterprises hinder the implementation of digital fi nance. To advance digital fi nance and propel the high-quality development of manufacturing enterprises, it is necessary to establish a perfect supervision system, promote the in-depth development of digital fi nance, improve the innovation of fi nancial products and promote the digital transformation of manufacturing enterprises.

• 分类： 应用经济学 >> 金融学
• 稿件状态： 已在期刊出版
期刊名称： 《中国商论》 2024年 第14期
• 引用： PSSXiv:202409.01180 (或此版本 PSSXiv:202409.01180V1)
  DOI:10.12451/202409.01180
  CSTR:32012.36.PSSXiv.202409.01180
• 推荐引用方式： 张金扬.数字金融促进制造业企业高质量发展的研究.中国商论,2024(14).[PSSXiv:202409.01180V1] (点此复制)