中小企业供应链金融发展：政策支持与创新路径

• 作者： 李琳 ¹
• 作者单位：
  1.  滨州经济技术开发区金融服务中心
• 发布时间：2024-09-24

摘要: 中小企业供应链金融是推动经济高质量发展的关键因素，政策支持与创新路径对其至关重要。本文通过对现行政策和创新模式的深入分析，提出加强政策支持和深化供应链金融创新的策略。文章强调政府和市场应共同努力，从顶层设计到模式创新，不断推进供应链金融的高质量发展。在政策层面，中央到地方政府均已出台多项举措，从财税优惠到金融服务创新，为中小企业融资提供支持，改善了供应链金融的服务环境。在技术创新方面，文章详细讨论了区块链、物联网、大数据、人工智能等技术在供应链金融中的应用，这些技术不仅提高了信息透明度和交易效率，还有助于金融机构更准确地评估风险和信用。通过这些措施，中小企业能更好地融入全球供应链，加强风险管理和资金流动性，最终促进经济的整体繁荣。

Abstract: Supply chain finance for small and medium-sized enterprises is a key factor in promoting high-quality economic development, and policy support and innovation paths are crucial to it. This article proposes strategies to strengthen policy support and deepen supply chain finance innovation through in-depth analysis of current policies and innovation models. It is emphasized that the government and the market should work together to continuously promote the high-quality development of supply chain finance from top-level design to model innovation. At the policy level, both the central and local governments have introduced multiple measures, ranging from financial and tax incentives to financial service innovation, to provide support for financing for small and medium-sized enterprises and improve the service environment of supply chain finance. In terms of technological innovation, the article discusses in detail the applications of blockchain, Internet of Things, big data, artificial intelligence and other technologies in supply chain finance. These technologies not only improve information transparency and transaction efficiency, but also help financial institutions more accurately evaluate risks and credit. Through these measures, small and medium-sized enterprises can better integrate into the global supply chain, strengthen risk management and financial liquidity, and ultimately promote overall economic prosperity.

• 分类： 工商管理学 >> 物流管理
• 稿件状态： 已在期刊出版
期刊名称： 《中国商论》 2024年 第17期
• 引用： PSSXiv:202409.01772 (或此版本 PSSXiv:202409.01772V1)
  DOI:10.19699/j.cnki.issn2096-0298.2024.17.113
  CSTR:32012.36.PSSXiv.202409.01772
• 推荐引用方式： 李琳.中小企业供应链金融发展：政策支持与创新路径.中国商论,2024(17).[DOI:10.19699/j.cnki.issn2096-0298.2024.17.113] (点此复制)