金融科技对区域发展的影响——基于西北地区现状

• 作者： 陶虹颖 ¹
• 作者单位：
  1.  对外经济贸易大学
• 发布时间：2024-09-24

摘要: 长期以来，我国一直面临着区域发展不平衡的挑战，这一现象抑制了我国经济的良性循环，主要原因在于东部地区和西部地区之间的发展差距，涵盖了资源利用和经济活力等方面。新时代“西部大开发”战略在一定程度上改善了我国区域发展不平衡的局面，但区域间绝对差距依然在扩大。现有研究主要聚焦于东部地区，少有西部地区的相关研究及两个区域之间的差别等。据此，本文利用相关数据和文献资料，对比分析西北地区和东部地区山东、浙江、广东三省的人均GDP等面板数据，评估地区金融发展水平，挖掘潜在问题，并提出发展建议。文章旨在探讨如何通过金融科技手段解决我国区域发展不平衡，进而助力我国金融科技体系的完善，逐步缓解我国发达地区的发展压力，同时促进经济可持续增长。

Abstract: China has long faced the challenge of unbalanced regional development, hindering the country’s economic cycle. The primary cause is the development gap between the eastern and western regions, affecting resource utilization and economic vitality. The "Western Development" strategy in the new era has somewhat improved the situation, but the absolute gap continues to widen. Existing studies predominantly focus on the eastern region, with few addressing Northwest China and the disparities between these areas. Based on this, this paper utilizes relevant data and literature to compare panel data, such as per capita GDP, from Northwest China with that of Shandong, Zhejiang, and Guangdong provinces in the east. It evaluates the level of financial development, identifies potential issues, and proposes development suggestions. The article aims to explore how to address the imbalance in regional development in China through means such as financial technology (fintech). It seeks to contribute to the improvement of China’s fintech system, gradually alleviate development pressure in developed regions, and promote sustainable economic growth.

• 分类： 应用经济学 >> 区域经济学
• 稿件状态： 已在期刊出版
• 引用： PSSXiv:202409.01662 (或此版本 PSSXiv:202409.01662V1)
  DOI:10.19699/j.cnki.issn2096-0298.2024.10.162
  CSTR:32012.36.PSSXiv.202409.01662
• 推荐引用方式： 陶虹颖.金融科技对区域发展的影响——基于西北地区现状,2024(10).[DOI:10.19699/j.cnki.issn2096-0298.2024.10.162] (点此复制)