“数园智联”集群金融如何影响农户收入不平等——基于农业产业集群的视角

• 作者： 申云 ¹ 刘彦君 ¹
• 作者单位：
  1.  四川农业大学
• 通讯作者： 申云 
• 发布时间：2025-03-17

摘要: 现代农业产业园作为农业产业链集群金融创新的重要载体，在优化农村收入分配格局中发挥着关键作用。本研究基于金融联结理论，构建“数园智联”集群金融服务评价体系，采用双重差分模型实证分析其对园区农户收入不平等的影响效应及作用机制。研究发现，“数园智联”集群金融发展水平每提升1个单位，可使农户收入Kakwani指数显著下降0.183，该结论通过工具变量法、PSM-DID等多重稳健性检验。机制分析显示，“数园智联”集群金融能够通过要素数字化重组提升资源配置效率、依托供应链金融实现价值增值传导、借助数字技术应用促进服务可及性等三重传导路径来降低农户收入不平等。异质性分析表明，政策支持型园区（市级及以上）、高附加值产业园区及城郊园区（<50公里）的缓释效应更为显著，且未观测到明显的“精英俘获”效应。本研究为数字金融赋能农业现代化发展提供了产业链视角的创新解释，为完善联农带农机制提供了政策启示。

Abstract: As a crucial vehicle for financial innovation in agricultural industry chain clusters, modern agricultural industrial parks play a pivotal role in optimizing rural income distribution. Based on financial linkage theory, this study constructs an evaluation system for "digital intelligence integrated cluster finance" and employs a difference-in-differences (DID) model to empirically analyze its impact mechanism on income inequality among farm households within the parks. The findings reveal that: A one-unit increase in cluster financial development significantly reduces the Kakwani index of farm household income by 0.183, a conclusion robust to instrumental variable (IV) and propensity score matching DID (PSM-DID) approaches. Mechanism tests identify three transmission pathways: enhancing resource allocation efficiency through digital restructuring of production factors, realizing value-added transmission via supply chain finance, and improving service accessibility through digital technology applications. Heterogeneity analysis demonstrates stronger mitigation effects in policy-supported parks (municipal-level and above), high-value-added industrial parks, and suburban parks (<50 km from urban centers), with no significant elite capture effect observed. This study provides an innovative interpretation of digital finance empowering agricultural modernization from an industrial chain perspective, offering policy insights for refining agricultural linkage mechanisms.

• 来自： 申云
• 分类： 农林经济管理 >> 农业经济管理 应用经济学 >> 金融学
• 稿件状态： 已投稿会议
会议名称： 平台智声|“谷雨论坛”关于“以‘三个统筹’推进城乡融合发展”专题征文通知
• 引用： PSSXiv:202503.01340 (或此版本 PSSXiv:202503.01340V1)
  DOI:10.12451/202503.01340
  CSTR:32012.36.PSSXiv.202503.01340
• 推荐引用方式： 申云,刘彦君.“数园智联”集群金融如何影响农户收入不平等——基于农业产业集群的视角.哲学社会科学预印本平台:https://zsyyb.cn/abs/202503.01340.[PSSXiv:202503.01340V1] (点此复制)