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数字普惠金融对农业新质生产力的影响研究

A Study on the Impact of Digital Inclusive Finance on New Agricultural Productive Forces

摘要: 中国农业新质生产力水平总体较低,如何依靠内生动力提高农业新质生产力尤为重要,数字普惠金融的发展正在为破解农业新质生产力难题开辟新路径。本研究基于2013—2022年中国30个省(市、区)的面板数据,实证分析了数字普惠金融对农业新质生产力的影响与作用机制。研究发现,数字普惠金融发展有利于提高农业新质生产力;数字普惠金融对农业新质生产力的影响存在八大综合经济区和不同时期的异质性;农业技术创新是数字普惠金融提高农业新质生产力的重要路径;政府干预能够影响数字普惠金融对农业新质生产力的正向作用效果,当政府过度干预时,则会降低这种正向作用。为此,农业新质生产力发展过程中应全面推进数字普惠金融在农业领域的深度融合;因地制宜,精准施策,加强数字普惠金融的区域均衡发展;加强农业技术创新,释放数字普惠金融潜力;优化政府干预,构建良好的发展环境。

Abstract: The overall level of new productive forces in the agriculture of China is relatively low. This study,utilizing panel data from 2013 to 2022 across 30 provinces, municipalities, and regions in China, empirically examines the influence and mechanisms of digital inclusive finance on the development of new agricultural productive forces. The study concludes that the advancement of digital inclusive finance contributes to the enhancement of new agricultural productive forces; variations exist in how digital inclusive finance affects agricultural productivity across eight major comprehensive economic zones and different time periods; digital inclusive finance has the potential to bolster agricultural productivity by elevating the level of technological innovation in agriculture; government intervention has the capacity to shape the positive impact of digital inclusive finance on agricultural productivity, whereas an excess of intervention potentially offsets this positive effect. Therefore, in the process of developing new agricultural productive forces, it is imperative to actively foster the seamless integration of digital inclusive finance within the agricultural sector; strengthen the balanced regional development; enhance agricultural technological innovation; and optimize government intervention.

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[V1] 2024-08-05 19:26:54 PSSXiv:202408.00762V1 下载全文
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